Business insurance in Chicago is something that you should have, no matter how much money you want to save. The repercussions of not having this insurance can be far worse than the monthly expenses you might have to pay. Here’s why:
Your Workers Might Get Injured
One reason you need business insurance in Chicago is that any one of your workers can get injured at any time. Most businesses with more than just a few employees must have workers’ compensation insurance for them by law. Even if you don’t have that many employees, you may still want to consider signing up for a good policy to cover your workers when they experience work injuries.
Your Customers May Get Injured
Your customers may also experience an injury while they’re visiting your work site. They may file a personal injury claim as a result of that injury. You can protect your business from having to make large payouts by contacting an insurance company to find out about general liability insurance. This type of coverage will protect you in the situation mentioned above.
You May Have an Advertising Conflict
Sometimes, businesses unintentionally make false claims in their advertising. If this happens within your business, you’ll want to protect yourself from lawsuits. Errors and Omissions coverage is the perfect product for that type of protection. You can ask an agent how much of that insurance you should obtain for your business for that issue.
Contact Insured ASAP Insurance Agency or visit their website for information about available business insurance in Chicago and they will help find the one you need.
